Debt-to-income ratio calculator
Compare monthly debt payments with gross monthly income.
Let’s run the numbers
USDTHE NUMBERS, MADE CLEARInstant calculation
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Check your inputs and select Calculate.
Do not count housing debt twice. Living costs and taxes are not deducted. This calculates a ratio only; approval standards vary by country, lender and loan product.
Common uses
Compare monthly debt payments with gross monthly income.
BEHIND THE NUMBERSFormula & assumptions
DTI = (H + D) / G × 100%
Do not count housing debt twice. Living costs and taxes are not deducted. This calculates a ratio only; approval standards vary by country, lender and loan product.